A trailer I made for my trip to Scotland to climb Ben Nevis.

This is a promo video for a magazine edition.

Napoleon Hill's best-selling THINK AND GROW RICH! is the most widely acclaimed, influential book on success ever published. Titan: the Life of John D. Rockefeller Insight into the Great Tycoons Life Urban Wealth The home of financial advice from an urban perspective. 💰💰💰💰💰💰💰💰💰💰 “An investment in knowledge pays the best interest” 💯 ------Connect with us -------- on instagram: @urbanwealth101 for any questions or advice email ; urbanwealth101@gmail.com

Urban Wealth The home of financial advice from an urban perspective. 💰💰💰💰💰💰💰💰💰💰 “An investment in knowledge pays the best interest” 💯 ------Connect with us -------- on instagram @urbanwealth101/ for any questions or advice email ; urbanwealth101@gmail.com on our first episode we'll be discussing; How balances and credit utilisation affects your credit score score? Is it the utilisation for each card or overall that matters? What do lenders think about credit utilisation? The effect of missed payments, defaults and CCJs A missed payment on a bill or debt would lose you at least 80 points. A default is much worse, costing your score about 350 points. A CCJ will lose you about 250 points. For most CCJs, there will already be a debt with a default on your record, so this hit is in addition to the harm caused by the default. Four small wins Once you have big problems on your credit record such as defaults or CCJs or an IVA, only time will get rid of those “black marks”. You can’t speed this up and often the key thing is to stop any new problems being added. But here are some small ways to boost your credit score: 1.Stop applying for credit! Not making any credit applications for 6 months adds 50 points to your score. 2.Keep a credit card for more than five years. This adds 20 points to your score. But if you are trying to decide which card to close, always keep a card with a lower interest rate – that’s more important than 20 points on your credit score. 3.Register to vote. It’s a simple way of adding 50 points to your score. 4.Pay for car insurance in monthly instalments. This can increase your score by 20 points. But do check what your insurer charges. See Avoid insurance rip-offs – many people are paying over 26% interest to pay monthly, with some firms charging over 50% so this can be incredibly expensive!

Urban Wealth The home of financial advice from an urban perspective. 💰💰💰💰💰💰💰💰💰💰 “An investment in knowledge pays the best interest” 💯 ------Connect with us -------- on instagram @urbanwealth101/@urbanwealt_t for any questions or advice email ; urbanwealth101@gmail.com on our Third episode we'll be discussing; Mortgages!!! A property mortgage is the biggest debt most of us will ever take on If you're first time buyer you might be wondering how to buy a house This video will show you everything you need to know about the house buying process from start to finish, including mortgages, help to buy, new builds and more!

This is a UK streets based podcast full of discussion on social issues and moral dilemmas that we face as street people This episode is a discussion on what a guy does after a life of crime hope you enjoy ps. plenty more to come

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